Balanced Growth

ESG Initiatives in the PZU Group
Business Strategy 2025-2027

Mission: A responsible organization building a safe and sustainable future.

#Trusted Partner in green transformation

#Better quality of life

#Responsible organization

 E  | Environment

  • Reduction of CO₂e intensity in corporate insurance, banking, and investment activities.
  • PZU Sustainable Product Framework: Expanding product assessment and incorporating ESG factors into insurance risk evaluation and pricing.
  • Introduction of a pricing model based on behavioral and climate data.

 S  | Social

  • Sponsorship, prevention, and community initiatives carried out by the PZU Foundation.
  • Team PZU: Enhancing organizational agility and developing competencies that drive the growth of the PZU Group.
  • Creation of a comprehensive wellbeing ecosystem.

 G  | Governance

  • Collaboration and partnership with key stakeholders to develop customer solutions and support market development.
  • Building a modern and transparent governance model.

 E   S  | Supporting the Green Transition Through:

  • Corporate insurance
  • Equity investments
  • Debt financing
  • Guarantees

 E   S  | Development of New and Existing Products and Services:

  • iFlota
  • RyzykoPRO
  • Process Safety Management (PSM)

Five Key Elements of the PZU Group Strategy:

  1. Achieving the highest Net Promoter Score (NPS) in the market for products and customer service.

  2. Inclusive and transparent sponsorship, prevention, and educational programs.

  3. Reaching 8 million customers through the mojePZU digital channels.

  4. Supporting the physical health and mental wellbeing of children and adults.

  5. Delivering widely accessible solutions developed in cooperation with market participants.

The social responsibility factor is embedded across all values of the PZU Group.

  

Strategy KPIs 2025-2027

KPI

Target

Reduction of CO₂e emissions intensity in corporate insurance related to customer emissions reporting by 2030 -23%
New investments in the green transition and innovation PLN 3 billion
Number of people reached annually through social responsibility initiatives 15 million

Additional KPIs

KPI

Target

NPS in products and customer service #1 in the market
Number of customers using mojePZU digital channels 8 million

ESG as an Integral Part of the Business

ESG represents an opportunity for business growth by addressing the evolving needs of PZU customers while mitigating reputational and regulatory risks.

 

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